Credit Ratings

Lincoln Benefit Life Company (LBL) has an interactive relationship with Kroll Bond Rating Agency (KBRA) and the AM Best rating agency for financial strength and counterparty credit.

Insurer financial strength ratings represent the opinions of the rating agency regarding the ability of an insurance company to pay obligations under insurance policies and contracts in accordance with their terms, and are not evaluations directed toward the protection of investors in LBL.

Credit ratings are opinions of the agency with respect to specific securities and contractual financial obligations and the issuer’s ability and willingness to meet those obligations when due. Neither insurer financial strength nor credit ratings are statements of fact nor are they recommendations to purchase, hold or sell any security, contract or policy. Each rating should be evaluated independently of any other rating.

LBL is currently rated as follows:

  • Effective February 10, 2023, KBRA assigned the insurance financial strength rating (IFSR) of A- with stable outlook.
  • Effective November 16, 2023, AM Best declared LBL’s Financial Strength Rating (FSR) of B++ (Good) with a “bbb+” Long-Term Issuer Credit Rating, and stable outlook.

For more information about the rating agencies, please visit and

For ALIRT Exhibit reinsurance reports, please refer to the News section.

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